Group travel insurance is a policy purchased to provide coverage for all members of an organized travel group, typically covering medical emergencies, trip cancellation or interruption, emergency evacuation, baggage loss, and in some cases, general liability. It is a component of travel planning for schools, churches, corporations, and other organizations that sponsor group travel.
Unlike individual travel insurance, group policies are designed to cover the unique needs of organized travel: blanket coverage for all participants under a single policy, simplified administration, and often lower per-person costs.